Take Home Pay Calculator.
Take Home Pay CalculatorUse this take home pay calculator to estimate how much of your salary you keep after tax and deductions. Enter your gross income, pay frequency, and deduction rates to see your net pay instantly.
This calculator works globally and allows you to adjust tax and deduction percentages based on your location or personal situation.
Use this take home pay calculator to estimate your net pay. Choose UK PAYE for banded tax + National Insurance, or use Custom to apply your own deduction rates anywhere in the world.
Take Home Pay Calculator
UK PAYE uses typical tax bands and NI thresholds. Custom applies your own rates to taxable income.
Used only when gross pay period is hourly.
UK default is £12,570.
UK Primary Threshold default is £12,570.
Optional. Examples: benefits, union fees, garnishments.
Estimated take-home pay
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Take-home pay (annual)
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Total deductions (annual)
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Show breakdown (Yearly / Monthly / Weekly / Daily)
| Yearly | Monthly | Weekly | Daily | |
|---|---|---|---|---|
| Gross income | — | — | — | — |
| Taxable income | — | — | — | — |
| Income tax | — | — | — | — |
| National Insurance / Social | — | — | — | — |
| Other fixed | — | — | — | — |
| Take-home pay | — | — | — | — |
What Is Take Home Pay?
Take home pay, also known as net pay, is the amount of money you receive after all taxes and deductions are removed from your gross income.
Gross income is your total earnings before deductions. Net income is what you actually take home.
How the Take Home Pay Calculator Works
This calculator estimates your net pay by:
- Converting your gross pay to an annual amount
- Applying your chosen tax and deduction percentages
- Subtracting any fixed deductions
- Converting the result back to your selected pay period
All results update automatically when you change the inputs.
Deductions Included in the Calculation
You can customise the following deductions:
- Income tax (%)
- Social insurance / National Insurance (%)
- Pension contributions (%)
- Other percentage-based deductions
- Fixed deductions per pay period
This flexible approach allows the calculator to work across different countries and employment types.
Pay Periods Supported
The calculator supports multiple pay periods:
- Yearly salary
- Monthly pay
- Weekly pay
- Daily pay
- Hourly pay (with hours per week)
This makes it suitable for both salaried and hourly workers.
Understanding Your Results
Estimated Take Home Pay
This shows your net income for the selected pay period after all deductions.
Annual Net Pay
This shows your estimated net income for the year, regardless of the selected pay period.
Total Deductions
This shows the total amount deducted from your gross pay, including taxes and other deductions.
Who Should Use a Take Home Pay Calculator?
This take home pay calculator is useful for:
- Employees comparing job offers
- Freelancers estimating income
- Hourly workers calculating net pay
- Anyone budgeting their personal finances
It provides a quick way to understand how deductions affect your earnings.
Important Limitations
This calculator provides estimates only and does not account for:
- Tax allowances or thresholds
- Progressive tax bands
- Employer-specific benefits
- Local tax rules or credits
For precise figures, consult official tax guidance or a payroll professional.
Frequently Asked Questions
How accurate is this take home pay calculator?
The calculator provides an estimate based on the rates you enter. Actual take home pay may differ due to tax bands, allowances, and employer deductions.
Can I use this calculator outside the UK?
Yes. This is a generic take home pay calculator designed for international use.
Does this calculator include overtime?
Overtime can be included by adjusting your gross income or hourly rate.
Summary
This take-home pay calculator helps you estimate your net income after taxes and deductions. By customising rates and pay periods, you can quickly see how much money you actually take home from your earnings.